FACTS
WHAT DOES SOUTHEASTERN BANK DO
WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
What?
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this
notice.
How?
All financial companies need to share customer’s personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customer’s personal information; the reasons Southeastern Bank chooses to share; and whether
you can limit this sharing.
| Reasons we can share your personal information | Does Southeastern Bank share? | Can you limit this sharing? |
|---|---|---|
|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
|
For our marketing purposes— to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We don't share |
|
For our affiliates’ everyday business purposes— information about your transactions and experiences |
No | We don't share |
|
For our affiliates’ everyday business purposes— information about your creditworthiness |
No | We don't share |
|
For non-affiliates to market to you information about your creditworthiness |
No | We don't share |
Question?
Call 800-630-5776 or go to www.southeasternbank.com
What we do
How does Southeastern Bank protect
my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Southeastern Bank collect my
personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information
about your creditworthiness - affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Southeastern Bank does not share with our affiliates
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Southeastern Bank doesn’t jointly market
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Southeastern Bank does not share with non-affiliates so they can
market to you
